Welcome to Insurance Packages. Please read these Terms and Conditions carefully before using our website or services. By accessing or using our services, you agree to comply with these terms. If you do not agree with any part of these terms, please refrain from using our website.

Interpretation & Definitions

Interpretation

Words with capitalized first letters have specific meanings, as defined below. These definitions apply whether used in singular or plural form.

Definitions

• Affiliate: Any entity that controls, is controlled by, or is under common control with us, where “control” means ownership of at least 50% of voting securities.
• Country: Colorado, United States.
• Company: Referred to as “Insurance Packages,” “We,” “Us,” or “Our.”
• Device: Any device capable of accessing our service, such as a computer, smartphone, or tablet.
• Service: The website Insurance Packages and related services.
• Terms and Conditions: This agreement governing the use of our service.
• Third-party Social Media Service: Any third-party services or content available through our service.
• Website: Insurance Packages.
• You: The individual or entity accessing or using our service.

Acceptance of Terms

These Terms and Conditions govern your use of our website and services. By accessing or using our service, you acknowledge and agree to abide by these terms. If you do not agree, you may not use the service.

You must be at least 18 years old to use our services. We do not permit users under 18 to access the service.

External Links

Our website may contain links to third-party websites or services. We do not control or endorse these external sites and are not responsible for their content, privacy policies, or practices. We encourage you to review their terms before engaging with third-party platforms.

Termination of Access

We reserve the right to suspend or terminate your access to our service at any time, without notice or liability, if you breach these terms. Upon termination, you must cease all use of our services immediately.

Limitation of Liability

To the fullest extent permitted by law, our liability for any claims related to our service is limited to:

• The amount you have paid for our service, or
• A maximum of $100 USD, if no payment has been made.

We are not liable for any indirect, incidental, special, or consequential damages arising from the use of our service.

Disclaimer: “AS IS” & “AS AVAILABLE”

Our service is provided “AS IS” and “AS AVAILABLE”, without warranties of any kind. We do not guarantee that the service will be:

• Uninterrupted or error-free
• Compatible with all devices or systems
• Free from security risks or vulnerabilities

Governing Law & Dispute Resolution

These Terms are governed by the laws of Colorado, United States, excluding conflict of law principles.

If you have any disputes or concerns, you agree to first attempt to resolve them informally by contacting us at info@insurancepackages.net.

Compliance & Legal Notices

For European Union (EU) Users

If you are an EU consumer, you are entitled to mandatory consumer protections under the laws of your country of residence.

United States Compliance

By using our service, you confirm that:

• You are not located in a country subject to a U.S. government embargo.
• You are not listed on any U.S. government list of restricted or prohibited parties.

Severability & Waiver

• If any provision of these terms is deemed invalid or unenforceable, it will be modified to reflect the original intent as closely as possible, while the remaining terms remain in effect.
• Failure to enforce any right under these terms does not constitute a waiver of that right.

Changes to These Terms

We may update these Terms and Conditions at any time. If changes are significant, we will provide at least 30 days’ notice before the new terms take effect.

By continuing to use our service after updates, you agree to the revised terms. If you do not accept the new terms, please stop using our website and services.

Contact Us

If you have any questions regarding these Terms and Conditions, please contact us:

📧 Email: admin@getinsurancedone.com
🌐 Website: https://getinsurancedone.com/
📞 Phone: 8332282173